{"id":2570,"date":"2012-11-20T02:18:55","date_gmt":"2012-11-20T01:18:55","guid":{"rendered":"http:\/\/duncanshelley.com\/?p=2570"},"modified":"2023-05-16T19:15:18","modified_gmt":"2023-05-16T17:15:18","slug":"van-allamadossag","status":"publish","type":"post","link":"https:\/\/duncanshelley.com\/en\/van-allamadossag\/","title":{"rendered":"Van \u00e1llamad\u00f3ss\u00e1g?"},"content":{"rendered":"<p style=\"text-align: justify;\">\n<figure id=\"attachment_2571\" aria-describedby=\"caption-attachment-2571\" style=\"width: 620px\" class=\"wp-caption aligncenter\"><a href=\"https:\/\/duncanshelley.com\/wp-content\/uploads\/about-bankruptcy-002.jpg\"><\/a><figcaption id=\"caption-attachment-2571\" class=\"wp-caption-text\">H\u00e1t ennek annyi...<\/figcaption><\/figure>\n<p style=\"text-align: justify;\">Az \u00e1llamad\u00f3ss\u00e1g r\u00e9gi t\u00e9ma, ami mostan\u00e1ban kiemelten aktu\u00e1lis. A v\u00e1ls\u00e1gr\u00f3l, megszor\u00edt\u00e1sokr\u00f3l \u00e9s sztr\u00e1jkokr\u00f3l rendszeresen kapjuk a h\u00edreket. Az \u00e1llamad\u00f3ss\u00e1g m\u00e9rt\u00e9ke, a t\u00f6rleszt\u00e9s m\u00e9rt\u00e9ke \u00e9s \u00fcteme fontos egy orsz\u00e1g nemzetk\u00f6zi meg\u00edt\u00e9l\u00e9s\u00e9ben. Ha egy orsz\u00e1g nem tudja t\u00f6rleszteni az ad\u00f3ss\u00e1g\u00e1t, fizet\u00e9sk\u00e9ptelens\u00e9get \u00e1llap\u00edthatnak meg bizonyos nemzetk\u00f6zi c\u00e9gek, \u00e9s az orsz\u00e1gra kitehetik a t\u00e1bl\u00e1t: cs\u0151delj\u00e1r\u00e1s alatt.<\/p>\n<p style=\"text-align: justify;\">Vannak olyan k\u00f6zgazdas\u00e1gi, gazdas\u00e1gfiloz\u00f3fiai ir\u00e1nyzatok, melyek azt hangs\u00falyozz\u00e1k, hogy az ad\u00f3ss\u00e1gb\u00f3l nem lehet kisz\u00e1llni, nem lehet visszafizetni. Szerint\u00fck \u00fagy van kital\u00e1lva, hogy csak t\u00f6rleszteni lehet, visszafizetni soha. Azt \u00e1ll\u00edtj\u00e1k, hogy a felvett hitel kamatai \u00e9s kamatos kamatai olyan m\u00e9rt\u00e9ket \u00f6lt\u00f6ttek, ami t\u00f6bbsz\u00f6r\u00f6se az alvil\u00e1g legg\u00e1tl\u00e1stalanabb uzsor\u00e1sai \u00e1ltal haszn\u00e1lt szorz\u00f3knak. Nincs m\u00f3d a visszafizet\u00e9sre. Nem csak emberi, hanem matematikai sem.<\/p>\n<p style=\"text-align: justify;\">Gyakran hallottam, hogy Magyarorsz\u00e1g kis orsz\u00e1g, nem tudja ell\u00e1tni mag\u00e1t, nincs el\u00e9g p\u00e9nze, ez\u00e9rt a nagyobb fejleszt\u00e9sekhez hitelt kell felvennie. Ezeket a fejleszt\u00e9seket azut\u00e1n \u00e1ltal\u00e1ban megval\u00f3s\u00edtj\u00e1k a felvett hitelb\u0151l, \u00e9s mivel az orsz\u00e1g n\u00e9pe \u00e9lvezi annak j\u00f3t\u00e9tem\u00e9nyeit, az eg\u00e9sz orsz\u00e1g, gener\u00e1ci\u00f3k sor\u00e1n \u00e1t, t\u00f6rleszti a hajdan felvett hitelt.<\/p>\n<p style=\"text-align: justify;\">P\u00e9ld\u00e1ul, ha \u00e9p\u00edteni akarnak egy metr\u00f3vonalat, a n\u00e9p nem tudja ennek k\u00f6lts\u00e9geit kitermelni, nem tudja prezent\u00e1lni a szakembereket, kifizetni a b\u00e9r\u00fcket, kib\u00e1ny\u00e1szni, megtermelni a sz\u00fcks\u00e9ges nyersanyagot, elsz\u00e1ll\u00edtani az \u00e9p\u00edtkez\u00e9si helysz\u00ednekre, \u00e9s v\u00e9gigkoordin\u00e1lni a teljes projektet. Ez\u00e9rt felvesznek hitelt, hogy lehessen metr\u00f3. Majd a budapesti metr\u00f3t az orsz\u00e1g lakoss\u00e1g\u00e1nak az a 80 sz\u00e1zal\u00e9ka is fizeti \u00f6r\u00f6kk\u00f6n \u00f6r\u00f6kk\u00e9, akik vid\u00e9ken \u00e9lnek \u00e9s nem haszn\u00e1lnak metr\u00f3t.<\/p>\n<p style=\"text-align: justify;\">Ha kihagyjuk a luxust, illetve bizonyos k\u00e9nyelmi ig\u00e9nyeket, akkor azt kell mondanunk, hogy a legt\u00f6bben k\u00e9pesek valamilyen szinten meg\u00e9lni. Lehet, hogy nem j\u00f3l, de meg\u00e9lnek. Az \u00e1ltalam ismert emberek k\u00f6z\u00fcl csak azok nem tudnak meg\u00e9lni, akik \u00e9letkoruk folyt\u00e1n m\u00e9g nem keresnek p\u00e9nzt.<\/p>\n<p style=\"text-align: justify;\">Teh\u00e1t, itt vannak ezek az emberek, akik k\u00e9pesek arra, hogy meg\u00e9ljenek. Dolgoznak, \u00e9s ezzel eltartj\u00e1k saj\u00e1t magukat, sok esetben m\u00e1sokat is. Ha vesz\u00fcnk t\u00edz olyan embert, aki k\u00e9pes meg\u00e9lni, \u00e9s \u00f6sszeszervezz\u00fck \u0151ket egy v\u00e1llalkoz\u00e1sba, majd cs\u0151dbe mennek, akkor ott valami nagyon nagy baj van. Hiszen egyes\u00e9vel, k\u00fcl\u00f6n-k\u00fcl\u00f6n, mind meg tudnak \u00e9lni, de egy\u00fctt nem. Mire gyanakodn\u00e1nk ilyen esetben? Az els\u0151, ami eszembe jut, hogy a f\u0151n\u00f6k leny\u00falta a p\u00e9nzt. A m\u00e1sodik, hogy olyan valamibe kezdtek bele, amihez nem \u00e9rtettek. Mi lehet m\u00e9g?<\/p>\n<p style=\"text-align: justify;\">Ha vesz\u00fcnk egymilli\u00f3 embert, akik k\u00fcl\u00f6n-k\u00fcl\u00f6n meg tudnak \u00e9lni, majd \u00f6sszeszervezz\u00fck \u0151ket egy v\u00e1llalkoz\u00e1sba (nevezz\u00fck ezt a v\u00e1llalkoz\u00e1st orsz\u00e1gnak), \u00e9s t\u00f6nkremennek, akkor ott valami g\u00e1z van, nem igaz?<\/p>\n<p style=\"text-align: justify;\">A k\u00e9rd\u00e9s:<\/p>\n<p style=\"text-align: justify;\"><span style=\"text-decoration: underline;\">Van \u00e1llamad\u00f3ss\u00e1g?<\/span><\/p>\n<p style=\"text-align: justify;\">Term\u00e9szetesen ez a k\u00e9rd\u00e9s m\u00e1s k\u00e9rd\u00e9seket is felvett. Ha van, mi\u00e9rt van? Mi\u00e9rt kellett felvenni? Ki vette fel? Ki d\u00f6nt\u00f6tt a felt\u00e9telekr\u0151l? Vissza lehet fizetni? Vissza kell fizetni? Ha nincs \u00e1llamad\u00f3ss\u00e1g, mi van helyette?<\/p>\n<p style=\"text-align: justify;\">Ha egy n\u00e9p olyan emberekb\u0151l \u00e1ll, akik k\u00fcl\u00f6n-k\u00fcl\u00f6n k\u00e9pesek boldogulni (a t\u00f6bbs\u00e9g\u00fck), de egy\u00fctt nem, \u00e9s \u00fasznak a soha v\u00e9get nem \u00e9r\u0151 ad\u00f3ss\u00e1gban, akkor mire kell gondolnunk? Mi t\u00f6rt\u00e9nhetett? Mi ez az eg\u00e9sz?<\/p>\n<p style=\"text-align: justify;\">K\u00edv\u00e1ncsi vagyok a v\u00e9lem\u00e9nyetekre.<\/p>\n<p style=\"text-align: justify;\">N\u00e9h\u00e1ny alapoz\u00f3 cikk az elm\u00falt napokb\u00f3l:<\/p>\n<p style=\"text-align: justify;\"><strong>1.<\/strong> <a href=\"http:\/\/www.origo.hu\/gazdasag\/20121119-leminositette-franciaorszagot-a-moodys.html\" target=\"_blank\" rel=\"noopener\"><span style=\"color: #000080;\"><strong>Lemin\u0151s\u00edtette Franciaorsz\u00e1got a Moody\u2019s<\/strong><\/span><\/a>.<\/p>\n<p style=\"text-align: justify;\"><strong>2.<\/strong> <a href=\"http:\/\/www.origo.hu\/nagyvilag\/20121114-az-eddigi-legnagyobb-sztrajk-zajlik-europaszerte.html\" target=\"_blank\" rel=\"noopener\"><span style=\"color: #000080;\"><strong>Az eddigi legnagyobb szervezett sztr\u00e1jk zajlik Eur\u00f3p\u00e1ban<\/strong><\/span><\/a>.<\/p>\n<p style=\"text-align: justify;\"><strong>3.<\/strong> <a href=\"http:\/\/www.origo.hu\/gazdasag\/20121119-a-parlament-elfogadta-hogy-kiveteles-surgos-eljarasban-alakitsak-at-a.html\" target=\"_blank\" rel=\"noopener\"><span style=\"color: #000080;\"><strong>Kiv\u00e9telesen s\u00fcrg\u0151s megszor\u00edt\u00e1s<\/strong><\/span><\/a>.<\/p>\n<p style=\"text-align: justify;\">A j\u00f3 <a href=\"https:\/\/duncanshelley.com\/en\/product\/julius-andan-a-vilag-a-szinfalak-mogott\/\" target=\"_blank\" rel=\"noopener\"><span style=\"color: #000080;\"><strong>Julius Andan<\/strong><\/span><\/a> egyik cikk\u00e9ben \u00e9ppen err\u0151l \u00edr, Izland<strong><\/strong> kapcs\u00e1n: &#8222;2008-ban Izland cs\u0151dbe ment. Az orsz\u00e1g p\u00e9nzneme el\u00e9rt\u00e9ktelenedett.  A korm\u00e1nynak  t\u00e1voznia kellett, az alkotm\u00e1nyt m\u00f3dos\u00edtott\u00e1k.<\/p>\n<p style=\"text-align: justify;\">Az \u00e1llamad\u00f3ss\u00e1g t\u00f6rleszt\u00e9s\u00e9t le\u00e1ll\u00edtott\u00e1k \u00e9s elvetett\u00e9k, mondv\u00e1n,  hogy az ad\u00f3ss\u00e1g a n\u00e9p feje felett meghozott, hib\u00e1s politikai d\u00f6nt\u00e9sek  k\u00f6vetkezm\u00e9nye, ami\u00e9rt a politikusok\u00e9 a felel\u0151ss\u00e9g, nem a n\u00e9p\u00e9. Az \u00faj  alkotm\u00e1nyba beker\u00fclt egy paragrafus, mely szerint a nemzeti politika  f\u0151szerepl\u0151je a polg\u00e1r, nem a politikus. Szavaz\u00e1st \u00edrtak ki az  \u00e1llamad\u00f3ss\u00e1g n\u00e9p \u00e1ltali visszafizet\u00e9s\u00e9r\u0151l: a szavaz\u00f3k 93 sz\u00e1zal\u00e9ka  elutas\u00edtotta a fizet\u00e9st.&#8221;<\/p>","protected":false},"excerpt":{"rendered":"<p>Nagyon sok sz\u00f3 esik az \u00e1llamad\u00f3ss\u00e1gr\u00f3l. Van olyan egy\u00e1ltal\u00e1n?<\/p>","protected":false},"author":6388,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","footnotes":""},"categories":[73],"tags":[],"class_list":{"0":"post-2570","1":"post","2":"type-post","3":"status-publish","4":"format-standard","6":"category-a_vilag","7":"entry"},"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.4 (Yoast SEO v27.4) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Van \u00e1llamad\u00f3ss\u00e1g? - Duncan Shelley K\u00f6nyvesbolt<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/duncanshelley.com\/en\/van-allamadossag\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Van \u00e1llamad\u00f3ss\u00e1g?\" \/>\n<meta property=\"og:description\" content=\"Nagyon sok sz\u00f3 esik az \u00e1llamad\u00f3ss\u00e1gr\u00f3l. 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